Before the blog article
2008年5月19日 | 13:56分类：未分类 | 909 views
Olympic flame in the transmission activities in the three-day suspension
2008年5月19日 | 13:50分类：未分类 | 990 views
May 12, four Chuan Wenchuan, and other places a major earthquake caused heavy casualties for the expression of our compatriots killed in the quake’s profound condolences. Beijing Olympic Organizing Committee decided May 19 to 21, the Olympic flame in the transfer of activities suspended for three days.
4 Chuan Wenchuan earthquake earthquake relief picture feature
4 Chuan Wenchuan earthquake earthquake relief picture feature
State Department announcement: May 19 to 21 as a national mourning
State Council Notice olympics
For the expression of the people of all nationalities of the four Chuan Wenchuan earthquake victims compatriots deep condolences, the State Council decided in 2008, from 19 to 21 May as a national mourning. In the meantime, the national and foreign institutions Xiaban Qi Zhi Ai, and stop public recreational activities, the Foreign Ministry and China’s embassies and consulates set up condolence book. At 14:28 on May 19, people across the country and observe silence for three minutes, then cars, trains, ships whistle, air defense alarm is ringing. If you are interested in more>>>olympics
Network Gongji! In Memory of Wenchuan earthquake victims compatriots!
“Wenchuan earthquake victims compatriots network Gongji activities” on the 18th at 14:28 formally launched.
Gongji network activities from “our civilization” and “national spirit” the People’s Network website, Xinhuanet.com, China’s network, CCTV, Sina, Sohu network, CDC, Tencent network sites, such as co-sponsors.
interest
Network Gongji activities at 512. china5000. org. cn, including the main content of the Internet to all the victims compatriots presented virtual flowers to express the deepest condolences to the young people and cherish the memory; compatriots to the families of the victims wrote messages to express deep condolences and comfort to help them out as soon as the big disaster Shadow; initiative to suspend the national youth day of entertainment, express our condolences to the victims and pay tribute to our compatriots. interest
It is understood that the network activities to Gongji at 14:27 on the 19th end. After the conclusion of the event, special website will enrich the content, built “Wenchuan earthquake memorial,” in the long-term online reservations, always mark. >> Click to read the
TAC-risk insurance rates for the implementation of the new hearing to a letter on behalf of
2008年5月19日 | 13:49分类：Insurance | 446 views
February 1, a new cross-insurance liability limits and rates start of the programme implementation.
Under the new programme, the TAC-insurance liability limit from 60,000 yuan to 122,000 yuan. Among them, death and disability compensation limit will be raised to the current 50,000 yuan, 110,000 yuan, medical expenses compensation limit will be 8,000 yuan to 10,000 yuan, and property damages limit of 2,000 yuan unchanged.
The insured, there is no obligation in traffic accidents in the circumstances, the death and disability compensation limit to 11,000 yuan, medical expenses limit for compensation of 1,000 yuan, and property damages limit of 100 yuan.
Under the new cross-risk insurance rates for the programme, the TAC-risk 42 models will have 16 models of premium rate cut, lowered the average rate of 10 percent. Among them, six families own cars following the hand-insurance premiums from the current 1,050 yuan annually adjusted to 950 yuan a year.
Recently, cross-risk who took part in the hearing of Liu Jiahui, and other 12 representatives wrote to the China Insurance Regulatory Commission hearings, called for cross-risk in the process of implementation is wrong with the practice of some obvious changes.
The letter said, the first year of implementation of cross-risk as high as 14.1 billion yuan in operating costs, the insured can not afford and should be re-verification, the uncertainty of the costs may not be Tanru. To this end, the petition for special funds, the China Insurance Regulatory Commission, not to by the insurance companies, but by the policyholders approved by the accounting firm, re-audit-risk pay operating expenses and compensation data.
CIRC petition letter to the actuary to provide detailed actuarial report, including assessment of the various insurance companies pay the outstanding compensation-insurance reserve is based on the traffic triangle data and the methodology used every risk categories (based on vehicle type and use of nature Category) in the number of vehicles insured, the number of cross-risk accident and the loss amount; number of accidents and losses should distinguish between the amount of death and disability, medical expenses and property losses, and in accordance with and without responsibility is the responsibility of separate lists, and so on.
The letter said, insurance companies and the rights and obligations between the insured has been very clear: only the insurance company agents, the insured is the client, is the right person. Require insurers to provide policyholders actuarial report and audit requirements to pay risk-annual report, as agents of the insurers have no reason to refuse to prevarication. Insurance companies on behalf of commitment to the “future will be even more detailed data full disclosure” is the future cross-risk insurance companies deal with the inevitable requirement for business, not the past year as a strong reference to the annual report can not risk re-audit of reasons.
Letter that the public’s reference to the pricing of risk-based on reason and have full right to know. Only on the basis of determining the rate, the real operating costs, compensation costs have a correct understanding of the premise, to let the public pay-rate risk assessment statement, but also to make reference to the gradually-risk “breaking even” side. Protection of the public right to know the most basic rights, duties and obligations of the China Insurance Regulatory Commission.
Shanghai auto insurance market share fell in an increasingly competitive
2008年5月19日 | 13:20分类：auto insurance | 标签：auto insurance | 1,383 views
According to statistics of Shanghai Insurance Association, 1-2 this year, the Shanghai auto insurance premium income of 1.259 billion yuan, an increase of 12 percent of the total insurance premium income yield of 42.7 percent, than the end of last year dropped 10 percentage points. From the national market, the share of vehicle insurance in about 70 percent.
The new company抢market search engine marketing
Although the Shanghai auto insurance as a share of the decline, but has become increasingly fierce market competition.
2007, Shanghai add six main auto insurance business, including a foreign Chanxiangongsi. Statistics show that the additional six main competition in auto insurance, auto insurance before the February total operating income of 1.06 billion yuan, the market share of 8.42 percent. As some of the old New Year’s companies have “customs” and to remain part of the business end of the year reported, the new company’s auto insurance business accounted may actually be higher. search engine marketing
Mainly engaged in the automobile insurance business to insurance companies decline in business there has been a proliferation of powerful, Cheonan, China, Huaan, and other seven companies this year’s auto insurance business in a certain degree of negative growth. Among them, two Huaan vehicle insurance business only on the income of 8 million yuan, down 98 percent; China’s motor insurance income fell nearly 40 million yuan. It is clear that auto insurance losses have been to many Chanxiangongsi overwhelmed, business transformation imminent.
It is worth noting that even if the vehicle insurance premiums steady growth of insurance companies, the market share also fell. Such as Shanghai property insurance boss PICC Property Insurance auto insurance business has maintained a growth rate of nine percent, but market share declined by 0.8 percentage points. The reason lies in the life General Insurance, Bank of China insurance market Rookie of the fast-growing, to some extent, the diversion channel business.
(Motor insurance) Che Sunxian rise in the rate of payment
This year, the total amount of compensation Shanghai motor 770 million yuan, an increase of 53 percent, the simple payment rate reached 61.22 percent. Among them, three responsible for commercial insurance and risk a simple cross-payment rate was 52.72 percent, 47.04 percent. Che Sunxian become the focus of payment, vehicle insurance claims about 50 percent of the total, simple payment rate of over 70%.
Che Sunxian private car is the “disaster”, the amount paid small, high-frequency Chuxian is the main characteristic. Between the insurance companies for auto insurance business, with little risk to ensure the business is leading to the main reason for the high rate of payment. Che Sunxian paid a lot of water, some insurance companies in the survey of the accident, the loss of definition, maintenance costs and other aspects of the claims without control, resulting in increased business risk.
At the same time, continue to deceive the compensable, repair shop, claims the owners and members of the collusive fraud case Fangbushengfang. The industry said that auto insurance is a typical management of insurance, insurance companies underwriting the need to control and adjustments in control of a strong means, the rate is only more junior management approach. It is understood that in foreign countries, insurance companies generally linked with the automobile industry to establish deeper cooperation in various areas, form a unified interests and the concept of development, fundamentally eliminate the cheating cases the source of compensation. Such an approach worthy of reference.
Intermediation costs increase
Recently, China Ping An (601,318 market, stock it) released the 2007 annual report shows that market competition will intensify in the circumstances, the risk of its production rate has increased operational costs, leading to comprehensive cost rate, the increase to cover a substantial part of intermediary Agency fees.
By the end of February, Shanghai, a total of 252 insurance intermediaries, including 131 insurance agents, insurance agencies estimates of 43, 78 insurance brokers agencies. Intermediary bodies on car insurance premiums increasing the contribution, the intermediary insurance companies increasingly rely on the strong.
According to informed sources, insurance companies knowingly take business from the intermediary to pay high fees, but could not avoid. In particular, the newly established insurance companies, the early pressure paid little more than some of the costs will be able to come up with easy access to a large number of business, Why not » However, insurance companies, intermediaries can not get customers, it is therefore a result of the dependence on intermediaries.
In addition, although many insurance companies initiated the development of telephone sales operations and has the advantage of rates, but the intermediary for the sale of one-stop strategy and the concept of insurance services, to attract private car owners Quegeng consumption, which allow insurance companies a lot of frustration .auto insurance
Travel insurance will also be “earthquake”
2008年5月19日 | 13:08分类：Insurance | 1,151 views
The insurance industry bear the brunt
After the earthquake disaster as the first of the insurance industry, earthquake damage is still present in the statistics. Earthquake insurance is usually classified as middle class with the exception of responsibility, and the last snowstorm different, seismic risk of loss in production from the scope of compensation, unless purchased separately, the insurance companies live up to responsibility for payment, and the scope of this disaster is much smaller than snow Disaster, production expenses and insurance payments not imagine the great. A number of brokerage firms, said that the need to take the life insurance payment responsibility, but lower coverage. Shenyin Wanguo latest report that the disaster caused by increased pay should be regarded as a one-time impact of the insurance company does not affect the long-term profitability.
Tourism will inevitably impact
Sichuan is China’s major tourist provinces, is the only domestic tourism revenue in the GDP accounted for more than eight percent of the province. But the earthquake panic people fear the trips security concerns and other factors make the tourism industry in Sichuan suffered an inevitable impact. At present the country has prompted the recent securities industry should avoid risk.
Daily Handelsblatt
Xinhua emergency insurance to find the affected customers
At 10:30 on May 15, the well-being of Dujiangyan City Avenue from the collapse of a giant ad-side, “Quick start insurance claims Xinhua reported 95,567 calls,” quite eye-catching banners. Here is the scene of the insurance claims Xinhua reported, Xinhua, vice president of insurance led the Sun with the head office several senior management and the Sichuan branch of the number of staff, is busy receiving the report claims to customers.
Dujiangyan business district marketing manager Wang Heng did not receive from a Zhiqi Beiqi from looking young man. Fill in a form, checking signatures, a number of procedures completed, the Sun side of comfort with the young, while Qin Shouba 75,000 yuan in cash delivered his hands.
“His mother Dujiangyan is the construction of primary school teachers, teaching earthquake buried in the floor below.” Wang Heng away the young, the author said, “the construction of more than 500 primary school teachers and students just ran out more than 100 people……”
Wang Tao Huang Heng on the stand next to her husband. April this year, newly wives “by members” to the Xinhua insurance, he and his wife are busy looking for customers, claims the work site. They had a fifth-grade elementary school son has been sent to the countryside home of the grandparents. Three in a major earthquake in Haofa not injured, but the Erge Huang Tao in the town of Wenchuan County Yingxiuwan a small shop, so far no Yinxin. Huang Tao Erge start with very heavy heart, “he also Xinhua insurance customers.”
“After the earthquake, I started to me every customer call, but Dabu Tong. Today is the third day, I can only confirm two of my clients is still alive.” Wang Heng said.
According to reports, Xinhua Insurance Corporation in the afternoon before the National Earthquake branch issued a circular, Xinhua clear that earthquake insurance is the responsibility of all the terms, the requirement to ensure that customers report claims channels to ensure the claims process simple and efficient way to ensure that the affected customers first Time to collect insurance payments, and quickly spread in all the affected areas, “Xinhua find customers, Not One Less” claims service works.
Xinhua insurance, general manager of the Sichuan branch Tian Chao-lin said that the earthquake occurred, he has done the first thing is constant contact all day and night staff, confirmed staff safety at the same time, in accordance with the Company’s request, to find customers and open up the rapid settlement Channel, to provide active and timely settlement services, and to the fastest pace in the establishment of the hardest hit site claims, the report points to facilitate customers report claims.
Extracted from the system of data, the hardest hit Sichuan Xinhua insurance customers a total of nearly 15,000, of which Wenchuan 268, 1214 North River, the Dujiangyan 12,796, Maoxian 38, of the rationale for the county 40. Customer liaison and the search has been in full swing, many of Wang Heng such as the earthquake survivors in the marketing, take the initiative to contact their customers, clients comfort survivors, the casualties would prompt customers to company reports and claims by companies to quickly access To the fastest pace for the good customer claims.
At present, Sichuan Xinhua insurance subsidiaries in each place of business has established a claims report, the spot has been paid nearly 400,000 yuan. As of May 15, has received a report confirmed the death of the insured people-79, is expected to pay more than 500 million.
China’s insurance reported
Chengdu bank insurance industry decision: to name the affected customers can withdrawals
2008年5月19日 | 11:01分类：Record | 624 views
Sudden earthquake hundreds of thousands of people in disaster areas to lose their housing, bank cards, insurance policies, together with books and identity cards, and other have been unable to find. Survivors need money to live, but how will they be able to bank money » How to insurance companies claim » These problems plagued a large number of victims. Reporter yesterday visited the Chengdu banks, the insurance industry, was informed that a number of institutions in the special period started to provide special services for the disaster areas to provide emergency funds of clients and services.
Names can be reported on withdrawals
Sichuan branch of China Construction Bank said that the officers concerned, the bank introduced the “earthquake relief during the non-cash transactions medium disaster relief money,” services, Aba, Mianyang, Deyang, Guangyuan, Ya’an, Chengdu and other places affected customers, unable to provide bank cards, Passbooks and other transactions of the medium, with a valid proof of identity and password withdrawals, will be 3,000 yuan under the emergency cash if unable to provide proof of identity, verified information to open an account, withdrawals after the correct password, and other factors, may also be 1,500 yuan the following emergency withdrawals.
Industrial and Commercial Bank of Sichuan branch of the operation and management of the Lee collectively, the firms of this special period of emergency withdrawals form the conditions required There are two main combinations: One is I with a valid proof of identity or withdrawals password to business outlets withdrawals; There is also the “three-no” customer (without identity cards, Kazhe, not provided with money or forget your password) launched the most simplified form, that is, from my client to the bank outlets, at their own name, the retrieval system, to verify the client Information (including age, address, etc.), after the confirmation to be a teller. In addition, due to special reasons for the cardholder not be able to repay the amount of credit card overdrafts, the bank specifically to the credit card repayment period extended to six months.
Missing policy does not affect claims
Since the earthquake, many of the serious damage to the large number of victims, insufficient information to customers how to conduct insurance claims » Sichuan Province yesterday’s news from the insurance trade associations that occurred after the earthquake, Sichuan, the insurance companies immediately organized personnel rushed to the earthquake-stricken area survey casualties and property losses, the insurance companies have opened earthquake claims green channel, no policy can also get compensation.
Taikang Life Executive Director Huang Ping said that the current practice of Taikang Life is: as long as the customer can provide the policyholder’s name, gender, age and other basic information, the policy does not need to verify correct after all the timely payment. Recently the company claims to have just one case, the aunt who reported the insured, the insured homes of other people have died, the light of this situation, companies in verifying the identity of those claims and confirmed the relevant information, timely compensation will be 40,000 yuan Paid to the policyholder’s aunt.
, Chairman of the Ping An Property & Casualty Huichuan that customers have complete insurance information stored in the insurance company, policy holders to provide their families as long as the name, not the same policy can also be paid.
Reporter was informed that as at yesterday afternoon, Sichuan to the earthquake insurance industry reported a total of more than 300, pre-paid compensation of more than 500 million, mainly paid for the insurance: travel accident insurance, personal accident insurance, Ping An Insurance, and other students.
Sichuan News Network - the Chengdu Evening News
Adoption of orphans greater responsibility than donations
2008年5月19日 | 10:59分类：Insurance Companies | 标签：Insurance Companies | 487 views
At yesterday’s “Evening News 4th insurance industry gatherings”, when the participants of the insurance industry about life through the “National TING Charitable Foundation” earthquake orphans bear the full cost of growth this news, Aetna had been involved in Taiwan Life in China’s Taiwan region, “21 September” to adopt all the orphans after the earthquake in the Pacific Antai Life Insurance Company general manager Taomeng, said, “Compared with the donations, to adopt quake orphans of greater responsibility, not only orphans in need of material Support and spiritual needs of the Wei-Ji. ”
According to Tao Meng-Hua, Taiwan, “21 September” earthquake, Taiwan Aetna Life Insurance Company have adopted all the earthquake orphans. September 21, 1999, China Taiwan has the Richter scale 7.3 earthquake that killed (including the missing) to 2378 the number of people, making more than 100 children have been orphaned. At that time, Taiwan Aetna Life Insurance Company to adopt all the orphans, regardless of the age of orphans, the burden of 10,000 yuan per person per month Taiwan dollar (about 2,300 yuan), until the adoption of their graduating from university.
“This earthquake disaster on the family harm is very great. For children, lost their loved ones, lost their lives depend on the future of their physical and mental have caused great harm. In addition to material assistance, , The children need more psychological comfort. “Tao Meng-hua told reporters that in addition to fixed monthly subsidy, Taiwan Aetna Life Insurance Company employees also regularly visit to the earthquake orphans, and to provide them with help, concerned about their development.
In the earthquake damage, but also once again reminded us that China’s accident and life insurance penetration rate is too low. After the earthquake, the people are heavily dependent on the parties to the donors, but the number of donors, after all, are limited and can not be fully responsible for the disaster relief.
Recently, many people are discussing whether the claims of the earthquake, which Taomeng China, and property insurance different from the majority of accident insurance and life insurance liability included in regard earthquake. Such as the earthquake in distress, should make contact with the insurance company, made a report to insurance companies and claims.
Liberation - Evening News
China and Sichuan Province in the earthquake zone passing away of life for Road
2008年5月19日 | 10:56分类：Record | 5,642 views
China and Sichuan Province in the earthquake zone passing away of life for Road
May 12, 2008, four Chuan Wenchuan earthquake, despair and tears, life and death struggle, deeply shocked every Chinese people, has changed every Chinese person, has changed the whole of China. The whole of China, are for life, so……
May 18, 2008, the State Council set May 19 to 21 as a national mourning. In this three days, all the Chinese people for the earthquake victims in the compatriots condolences for the passing away of life pledge has been eternal life in heaven, be tranquil.
No, no passing away of their lives, but in their sleeping, because they fight for it for too long, Taiku, too tired. They need rest, they need comfort. This three-day, we have to make Peipei them, to console them carefully. , We must always remember them, and they died in the battlefield is the Warriors, because the process of passing away of their life is so tragic.
In this three-day, in order to sleeping more than 30,000 people in Sichuan, inside and outside the Chinese national flag will drop half Zhiai for the passing away of life for the passing away of life for Road.
At 14:28 on May 19, all the Chinese people will observe silence for three minutes. Within three minutes, cars, trains, ships will be at the same time whistle, air defense alarm will be sounded at the same time, we will be such a special farewell all the way in the earthquake in the passing away of life for the lives of so Guitian Road.
In this three-day, all of the country’s public recreational activities will be halted, even the Beijing Olympics torch relay will also be suspended for three days, the Olympic flame to allow for the passing away of life Road. Three days, the Olympic flame will be fixed in one place, burning the final passing away the lives of despair, survivors of the earthquake re-ignite the spark of life.
Tomorrow, the Chinese for those who are passing away of life in the earthquake off, we will never sleeping for those who own the footsteps of relatives coming to a halt, is not to alarm their Hunling升腾that they would like to rest comfortably.
In China, this harmonious family, every Chinese are among relatives. At 14:28 on May 19, 2008 that moment on, our loved ones finally to the road, and we let them, at the same time, for them to China Road.
Tang Xiaozhong 2008.5.18. Night in Chongqing
May 12, 2008, four Chuan Wenchuan earthquake, despair and tears, life and death struggle, deeply shocked every Chinese people, has changed every Chinese person, has changed the whole of China. The whole of China, are for life, so……
May 18, 2008, the State Council set May 19 to 21 as a national mourning. In this three days, all the Chinese people for the earthquake victims in the compatriots condolences for the passing away of life pledge has been eternal life in heaven, be tranquil.
No, no passing away of their lives, but in their sleeping, because they fight for it for too long, Taiku, too tired. They need rest, they need comfort. This three-day, we have to make Peipei them, to console them carefully. , We must always remember them, and they died in the battlefield is the Warriors, because the process of passing away of their life is so tragic.
In this three-day, in order to sleeping more than 30,000 people in Sichuan, inside and outside the Chinese national flag will drop half Zhiai for the passing away of life for the passing away of life for Road.
At 14:28 on May 19, all the Chinese people will observe silence for three minutes. Within three minutes, cars, trains, ships will be at the same time whistle, air defense alarm will be sounded at the same time, we will be such a special farewell all the way in the earthquake in the passing away of life for the lives of so Guitian Road.
In this three-day, all of the country’s public recreational activities will be halted, even the Beijing Olympics torch relay will also be suspended for three days, the Olympic flame to allow for the passing away of life Road. Three days, the Olympic flame will be fixed in one place, burning the final passing away the lives of despair, survivors of the earthquake re-ignite the spark of life.
Tomorrow, the Chinese for those who are passing away of life in the earthquake off, we will never sleeping for those who own the footsteps of relatives coming to a halt, is not to alarm their Hunling升腾that they would like to rest comfortably.
In China, this harmonious family, every Chinese are among relatives. At 14:28 on May 19, 2008 that moment on, our loved ones finally to the road, and we let them, at the same time, for them to China Road.
Tang Xiaozhong 2008.5.18. Night in Chongqing
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2008年5月19日 | 10:46分类：未分类 | 646 views
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