Buy auto insurance should be alert to five "trap"
Car insurance rates the market, the insurance company’s auto insurance "war service" one after another, the owner of a wider range of options. However, insurance experts advise that consumers should be based on their model, vehicle age, driving the region, such as vehicle safety performance indicator to compare various companies related to rates, there are options to purchase auto insurance, and to guard against the following insurance trap.
Trap 1: forced tying insurance. In the current auto insurance types, only the mandatory requirements are the traffic control department of the "third party liability insurance" that owners have to buy, and Che Sunxian and theft insurance are options such as insurance, but some auto trade the market is liability insurance, theft insurance and Che Sunxian tied up as the basic insurance sales.
Trap 2: misleading the owners insurance. Insurance experts say passengers insurance, glass breakage, vehicle insurance losses related to the immediate interests of the owner, the owner can buy, but spontaneous combustion insurance, cargo insurance and operation of the suspended loss insurance, etc., you can not buy. However, some auto insurance agents either do not explain to the owners, or misleading the insured owner to owner with no experience should not buy or can buy do not buy insurance.
Trap 3: induction of over-insurance or duplication of insurance. Some car dealers will induce owners to over-insurance or duplication of insurance in order to earn commissions. In fact, the number of insurance companies pay car back up policies based solely on the actual situation, and will not guarantee much more to lose. In addition, the "Insurance Law" provides double insurance totaling more than the insured value, the insurer the total amount of compensation shall not exceed the insured value. Therefore, more investment and several insurance policyholders will not be super-value compensation.
Trap 4: agents of a single button. Some insurance agents, or leave after the agent pulled the policy, not directly to the insurance company, but waiting in the wings. If the owners do not escape from danger, the premium on their own deductions; if the owner is out of danger, risk their money or Peifu trouble light, a large insurance company is trying hard to deceive, or even just walk away.
Trap 5: Policy real ones. At present, the number of false proxy used by insurance policies and invoices first glance, the same as with the regular insurance companies. Therefore, when consumers get the insurance documents carefully check to see if the document is the third in conjunction with a white carbonless paper printing, and print the security light brown shade, the upper-left corner is marked "China Insurance Regulatory Commission produced "on the upper right is marked" limited in the province (municipalities and autonomous regions) selling "words. If not, should be refused to sign.
您必须登录 后才能发表评论.