Small flat in Madrid and Beijing are so different
Really happy. I netizens around the world, there have been from Australia, Europe and the U.S. netizens looking to chat with me, had them and I talk the most, of course, the house, but this time they and Madrid User chatted about the topic is not just a house . Here is our chat records, there are abridged.
Jooni 11:32:50
You are a chopper or a chopper agent ah?
Chopper 11:33:30
I I
Jooni 11:34:31
Ha, I did not expect you to add me!
Chopper 11:34:41
哈哈. Do you have in Europe
Jooni 11:34:49
I started in 2006 to focus on domestic premises long,
Jooni 11:35:00
I am in Madrid,,,,,
Jooni 11:35:10
Ling Cheng is now a 4:30!
Jooni 11:38:19
I will first introduce yourself! After the so-called 80, was born in Jiangsu, Sichuan, reading, reading and half went to Japan two years later went to Denmark with her boyfriend to go, and later gave birth to a child to return to Madrid, which is her husband’s hometown, is now being considered to settle in Madrid, the Each home has been felt that the price rise! Beijing’s housing prices is also more expensive than in Madrid! Feel more and more poorer!
Chopper 11:38:52
What kind of house do you live?
Jooni 11:39:52
I live in the north of Madrid colmenar viejo, a small village just this year, moving over, rented a house in Copenhagen, and now rent, because the back side of the house has been following the price cuts, so do not buy.
Chopper 11:40:29
I come to the specific energy and how do price cuts
Jooni 11:41:01
He lived in a sub-houses, Sanshiyiting, with a 40 yard square, but with the size of the domestic Mo Fabi, side of the area is 78 square meters, but a relative of Beijing than I summoned up the courage of 120 square meters, Operators do not know how the domestic area!
Jooni 11:41:14
In 2008 began to lower prices!
Chopper 11:42:04
Domestic operator construction area, as well as pooled area, including elevators, the aisle
Jooni 11:43:07
I tell you some of my specific situation better. We went to Copenhagen in 2006, and later to Madrid, because of my husband in the city center near the Central Park there is a small apartment, Liangshiyiting, one hundred years! ! Ready to sell! At that time government departments, measuring, and then write out a certificate, saying that this house is currently the quality is very good, the market price of 200,000 euros
Chopper 11:43:33
Not 贵啊
Jooni 11:43:52
That house is too small! Will only be 30 square meters, with Hong Kong’s about! But Liangshiyiting! Looks than I used to rent 56 square meters in Suzhou, almost!
Jooni 11:44:16
But others said measuring area is 30 points after a few!
Jooni 11:44:23
I find it very expensive price!
Chopper 11:44:51
They count kit area
Jooni 11:45:21
I was very happy! So small, which is also very old, bathroom is new, but lots in the calle castello!! The most expensive lots in Madrid, the most expensive House
Jooni 11:45:35
In 2006 we decided to sell it!
Jooni 11:45:55
However, as it went to Copenhagen, I do not sell into!
Jooni 11:46:16
This way, we would see disaster! 2007 seems to start the second half of the price cuts!
Chopper 11:46:15
Oh.
Jooni 11:47:01
Is now estimated at 120,000 euros also pretty good, but we rented a friend, from Britain, the monthly 550 euros, and is pretty good
Chopper 11:46:58
You do that room there are property tax
Jooni 11:47:26
What is Property Tax?
Jooni 11:48:17
I only know that the automatic monthly bank to pay eight euros like, and then install the elevator, each fund-raising, according to floor, we are on the first floor, which is the second floor of the domestic than on the third floor a little less expensive
Jooni 11:49:12
Property prices have been lower prices, a lot of real estate have dropped by half, and economists said it should be dropped in 2013!
Jooni 11:49:29
I wonder of the! How China has been up! Quality is also so bad!
Jooni 11:50:15
The older buildings in Copenhagen, the more expensive one hundred years of the house, more than four decades of expensive, because the stone is said to be done, good quality
Chopper 11:50:16
China is the collusion between business entrap people
Jooni 11:51:37
Madrid urban area, Southern District of the most expensive per meter, more than 1000 euros, mainly Gypsies and Chinese small businessmen more than the North expensive, the rich area, many middle class also went to Madrid a lot of pretty villages outside to buy a house to live
Chopper 11:52:56
Do you have to work between the housing and traffic problems
Jooni 11:53:04
In general, in Madrid in 2500 the average price should be around one meter, but they certainly are old houses developed urban areas, and three to four decades, and two or three decades, and even more old, new houses are developed in the suburbs a little more than
Jooni 11:53:44
No ah! Drive from where I lived in a small village, date from the garage, but also only 20 minutes they arrive at a
Chopper 11:53:54
Oh
Jooni 11:53:59
Highways are free of charge in Spain
Jooni 11:54:32
The train can also be done, and even cheaper than driving it
Chopper 11:54:47
That is, light bar
Jooni 11:55:39
Although I say village, but not with the ratio of domestic village ah! My family went out for five minutes is a medium-sized shopping malls, walking 15 minutes is a large-scale shopping malls, supermarkets, bars around the hotel, let alone pharmacies
Is a train, they are all here, train, light rail should be a bar
Chopper 11:56:02
Presumptuous to ask a question, your house is in the mortgage do
Jooni 11:56:42
Which house?
Chopper 11:56:50
Copenhagen
Jooni 11:57:04
Is the loan of the
Right
Jooni 11:57:14
Yes, the full amount!
Jooni 11:57:27
They do not need to pay any down payment, a look at your work
Chopper 11:57:36
Monthly accounts and how much your family income
Jooni 11:58:17
We arrived on the purchase, the side with the crowns, so we do not get the euro exchange, it paid hundreds of thousands of crowns, leaving all the loans, I married a man, I am learning
Chopper 11:58:47
Oh. Specific ratio?
Jooni 11:58:51
So, I should say that accounts for her husband’s income, is around 30 per cent
Chopper 11:58:57
Oh
Jooni 11:59:48
We had no children, to buy relatively small, 56 meters, One Bedroom in the more expensive North
Jooni 12:00:13
Less than 30% seems, coupled with property tax 30%
Chopper 12:00:34
Is equivalent to Beijing more than 80 square meters, it is a very good home
Jooni 12:02:07
Mainly tax too high, the Nordic high-tax is the world’s known
Jooni 12:02:38
Do not understand how the domestic measured in! !
Chopper 12:02:54
That is, do not cover the rent for the month
Jooni 12:03:33
Yes ah, now prices have dropped, and can say that we buy a bad time
Chopper 12:04:07
How big drop in house prices?
Jooni 12:04:21
However, no burden, it does not matter. Long-term view should be okay. Renting an apartment there are particularly vulnerable, there are no worries about housing can not be rented! Theirs like renting a place
Jooni 12:04:32
Madrid has been one half of the drop!
Chopper 12:04:45
50% drop in ah?
Jooni 12:05:06
We went to Madrid to find room to find half a year, found that house prices are still falling, we decided not to buy a
Jooni 12:05:10
Yes ah
Jooni 12:06:15
By the end of 2008 I began to find room, in February 2009 formally to move over to look, finally gave up! Many houses had fallen by half. We rented a house by the end of June
Jooni 12:07:55
But you know, no, here you are unemployed, the Government has made you money every month, is the unemployment benefit
Chopper 12:08:12
Oh. The news Do not let the Chinese know that property speculation, they will go bargain-hunting ah.哈哈
Chopper 12:09:06
Unemployment benefits, is not it? Can be a life of
Jooni 12:09:22
Children, Copenhagen is sent to your child on a monthly basis, around 180 euros a month until the child 18 years of age. Madrid is a one-time € 2500, three children made more, the mother made 100 euros per month to work until the child three years old
Chopper 12:09:56
That’s good
Jooni 12:10:09
In Denmark, unemployment benefits equal to seventy to eighty percent of your salary seems to Madrid, here I’m not too clear, but certainly enough to live, and
Jooni 12:10:20
So I think people really miserable country!
Chopper 12:11:08
We want to win more rights for the common people are very difficult to
Jooni 12:11:25
Denmark, if you are laid off, and companies to inform you that one or two months ahead of schedule, and more sent to your salary for three months!
Jooni 12:12:01
Domestic it! Company fry you, you’ll leave, where there is give you an extra three months of salary? ?
Jooni 12:12:41
And they four days a week and a half classes, Friday afternoon is not going to work! Want them to work overtime, the door did not!
Jooni 12:14:48
My husband, a former colleague, Denmark locals, 15:30 or so, his boss to pairs of working with colleagues to chat with, he says emergency with you —– I can discuss with you? He said sorry, I have to work of the! I am in a hurry! The results were a packed his things and left! You believe that? ? In the country this possible? ? But my husband saw it, and go home with me. Workers is a drag! Bosses they do not look li
Chopper 12:15:59
Because he is not afraid fired, the boss and the workers are on equal
Jooni 12:16:15
Spanish government to encourage car, your car, then the Government give you 2000 euros!
Jooni 12:17:08
Buy a house loan interest side of it a little more than 1.6%
Jooni 12:17:19
How much is the domestic ah?? Three decades of
Chopper 12:17:50
Domestic ah. 5.7% of the benchmark interest rate, if the annual interest rate of 30 higher. 7 into a 30-year mortgage is equal to 1 million to repay the mortgage is 200 million, essentially doubling the interest.
Wah-Wah …… so high!
Jooni 12:19:01
May deposit interest rates are also high …. basically no interest on deposits here is true
Chopper 12:19:17
Yes ah. This year the Government to express a price, to give 70% discount rate
Jooni 12:19:45
My brother in Nanjing, you know not??
Chopper 12:20:26
Oh
Jooni 12:20:51
He told me to buy a house next year for sure, to save money!
Jooni 12:21:00
I say you should never buy, to see chopper!
Jooni 12:21:10
His chosen not to listen to!
Jooni 12:21:28
I say you buy a can, shouting that time, do not cry to me to borrow money!
Chopper 12:21:25
Let him and other central banks to buy after the recovery of liquidity, China’s housing prices will have a crash course
Jooni 12:22:52
Are a dead end anyway, he said, inflation is dead, why not spend the money brought buy a house, and he said what he was three hundred thousand Fund
Chopper 12:23:06
Housing Fund
Jooni 12:23:45
I said to him, and so on in 2013 to buy, price hikes, then I lose him double the difference!
Chopper 12:24:22
Chinese people are crazy for the house, they do not believe in
Jooni 12:25:04
Several said the price cuts yes ah you said a long time, but yesterday the University of Phoenix also studied what the people next year for housing prices will not fall
Jooni 12:37:15 Also, I found the price very cheap Madrid ah! Home prices in Beijing last year, found that too expensive! My son wore diapers to eat milk (or toxic) What’s even more expensive than in Europe! !
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